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Help your teenager stay safe behind the wheel
There are many things a teenager can say to strike fear in your heart. "Mum, I've met this boy" is one. Or the classic, "I'm going to a party, back at midnight!" Or what about, "Can I go on holiday with my friends this year?"
But there's nothing quite as terrifying as the day your precious 17-year-old child comes home and says, "Mum, Dad, I've passed my driving test. Can I borrow the car?"
Shaking, you hand over the keys to your lovely family car. Not only are you worried about it getting damaged, there's also your no-claims bonus to think about. And what about your car insurance? Let's face it, put a young driver on your policy and your premium is bound to go up.
But there's also the small matter of your beloved child's safety. The accident statistics on teenage drivers make scary reading. According to the road safety charity Brake, young drivers are more likely than any other road users to get killed. According to its statistics, people under 25 make up just one in ten of all road users, but represent about one in four of all car drivers killed or seriously injured.
And it's not just your kids you have to worry about. Dangerous behaviour by novice drivers also has serious consequences for their passengers ? more than one in two passengers killed or injured in 2002 were under 25.
So what can you do to before you let your teen loose on Britain's roads? Well plenty, according to car insurance company MORE TH>N. It has put together a list of things you can do to make your child a better driver.
1. Set an example. Want your teen to wear a safe belt? Then you should always buckle up too, and way before they learn to drive. The same goes for speeding, getting too close to the car in front or talking on your phone behind the wheel.
2. Help them practice. They may have passed their test, but before you let them go out on their own, make sure you've driven with them for a number of hours to give them practice in driving without the reassuring presence of their instructor.
3. Don't let them drive with friends. According to this BBC news report based on AA research, teens were more likely to drive badly when they were carrying other young passengers. Until you're sure your child can manage the distractions of other passengers, don't let them drive their friends around without an adult present for at least six months. Then, when you feel they might be ready, gradually let them start taking one other person at a time.
4. Limit night driving. Research by the RAC Foundation indicates a teenager's risk of crashing increases at night, perhaps because they don't have much experience of driving in the dark. For that reason, take them out at night yourself, then gradually start extending their driving curfew by half hour intervals.
Brought to you by MORE TH>N Car Insurance
MORE TH>N is the direct financial services arm of Royal & SunAlliance. It offers motor, home, pet, life and travel insurance by phone and via the internet. It also offers van, shop, office, business car, hotels, property club and contractor insurance direct to small businesses
MORE TH>N is a registered trademark of the Royal & Sun Alliance Insurance Group plc and a trading style of Royal & Sun Alliance Insurance plc (No.93792). Registered in England & Wales at St.Mark's Court, Chart Way, Horsham, RH12 1XL. Authorised and regulated by the Financial Services Authority
But there's nothing quite as terrifying as the day your precious 17-year-old child comes home and says, "Mum, Dad, I've passed my driving test. Can I borrow the car?"
Shaking, you hand over the keys to your lovely family car. Not only are you worried about it getting damaged, there's also your no-claims bonus to think about. And what about your car insurance? Let's face it, put a young driver on your policy and your premium is bound to go up.
But there's also the small matter of your beloved child's safety. The accident statistics on teenage drivers make scary reading. According to the road safety charity Brake, young drivers are more likely than any other road users to get killed. According to its statistics, people under 25 make up just one in ten of all road users, but represent about one in four of all car drivers killed or seriously injured.
And it's not just your kids you have to worry about. Dangerous behaviour by novice drivers also has serious consequences for their passengers ? more than one in two passengers killed or injured in 2002 were under 25.
So what can you do to before you let your teen loose on Britain's roads? Well plenty, according to car insurance company MORE TH>N. It has put together a list of things you can do to make your child a better driver.
1. Set an example. Want your teen to wear a safe belt? Then you should always buckle up too, and way before they learn to drive. The same goes for speeding, getting too close to the car in front or talking on your phone behind the wheel.
2. Help them practice. They may have passed their test, but before you let them go out on their own, make sure you've driven with them for a number of hours to give them practice in driving without the reassuring presence of their instructor.
3. Don't let them drive with friends. According to this BBC news report based on AA research, teens were more likely to drive badly when they were carrying other young passengers. Until you're sure your child can manage the distractions of other passengers, don't let them drive their friends around without an adult present for at least six months. Then, when you feel they might be ready, gradually let them start taking one other person at a time.
4. Limit night driving. Research by the RAC Foundation indicates a teenager's risk of crashing increases at night, perhaps because they don't have much experience of driving in the dark. For that reason, take them out at night yourself, then gradually start extending their driving curfew by half hour intervals.
Brought to you by MORE TH>N Car Insurance
MORE TH>N is the direct financial services arm of Royal & SunAlliance. It offers motor, home, pet, life and travel insurance by phone and via the internet. It also offers van, shop, office, business car, hotels, property club and contractor insurance direct to small businesses
MORE TH>N is a registered trademark of the Royal & Sun Alliance Insurance Group plc and a trading style of Royal & Sun Alliance Insurance plc (No.93792). Registered in England & Wales at St.Mark's Court, Chart Way, Horsham, RH12 1XL. Authorised and regulated by the Financial Services Authority
