Used cars for sale under £20,000
If you have a budget of ?20,000 you might be tempted to purchase brand new. However, there are plenty of used car options for ?20,000 on the second-hand market giving you more value for money. Whether you're searching for a spacious family car or simply seeking a reliable car at an affordable price, we have a great selection of hatchbacks, SUVs, saloons, coupes and estates that won't break the bank.
With a budget of ?20,000, you'll find an array of reliable, used petrol, diesel, hybrid and electric cars from trusted dealers across the UK with MOTORS.
Volkswagen, Polo
2017 (17) - 1.0 Match Edition 5dr White 39k Miles FSH Years MOT Warranty
Peugeot, 3008
2025 (74) - 1.2 HYBRID GT e-DSC6 Euro 6 (s/s) 5dr
Toyota, C-HR
2022 (72) - 1.8 Hybrid Icon 5dr CVT
Volkswagen, Polo
2018 - 1.0 TSI 95 SE 5dr
- 1L
- 53.6kMiles
- Petrol
- Manual
- Hatchback
Arnold Clark Edinburgh Sighthill MS / Fiat / Abarth / BYD
BMW, 5 Series
2015 (64) - 520d M Sport 5dr Step Auto
BMW, 2 Series Active Tourer
2020 (70) - 1.5 225xe 10kWh M Sport Auto 4WD Euro 6 (s/s) 5dr
Volkswagen, T-Roc
2022 - 2.0 TDI EVO Style 5dr
SEAT, Ibiza
2021 (21) - 1.0 TSI FR Hatchback 5dr Petrol Manual Euro 6 (s/s) (95 ps)
Toyota, AYGO
2017 (66) - 1.0 VVT-i X-Play 5dr
Volkswagen, Golf
2017 - 1.5 TSI EVO SE [Nav] 5dr DSG
- 1.5L
- 36.6kMiles
- Petrol
- Auto
- Hatchback
Arnold Clark Edinburgh Seafield Motorstore / Vanstore
Land Rover, Range Rover Evoque
2016 (66) - 2.0 TD4 SE Tech 5dr Auto
Peugeot, 508
2022 - 1.2 PureTech GT 5dr EAT8
- 1.2L
- 25.1kMiles
- Petrol
- Semi Auto
- Hatchback
cinch Warehouse Corby
Dacia, Sandero Stepway
2022 - 1.0 TCe Comfort 5dr
- 1L
- 38.2kMiles
- Petrol
- Manual
- Hatchback
Arnold Clark St Helens Renault / Dacia / Vanstore
Volkswagen, Sharan
2015 - 2.0 TDI BlueMotion Tech SEL 5-Door
Vauxhall, Insignia
2016 (16) - 2.0 CDTi ecoFLEX Design Nav Sports Tourer Euro 6 (s/s) 5dr
Vauxhall, Corsa
2014 (14) - 1.2 16V Excite Hatchback 5dr Petrol Manual Euro 5 (A/C) (85 ps)
Before buying any car, there are some checks you should do to ensure the vehicle you are looking to purchase is safe and matches what is being advertised by the dealer.
Conduct some visual checks
Conducting visual checks is the first step you should take before purchasing a used car. This includes inspecting things like the paint and bodywork, checking the tyres and also examining the windscreen, windows and lights to ensure there isn't any damage and everything is in correct working order.
Also, don't be afraid to lift the bonnet and check the engine to ensure the internal components appear as they should.
Test drive the vehicle
Taking the car for a test drive will give you the opportunity to check that the vehicle is working as it should. As you drive the car, listen for any unusual noises whilst testing the clutch, brakes and acceleration. This is also a good opportunity to test additional features such as the heating, air conditioning, radio and infotainment system if the car has this.
Ask to see the car's documents
When you are viewing the vehicle, it is also a good idea to check the car's documents in person. This includes things such as the V5C document, MOT certificates, service history and the vehicle handbook. Inspecting these documents will highlight any issues the car has had and whether they have been rectified.
For further advice and guidance on things to consider before buying a used car, check out our used car buying checklist.
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What car can you buy for £20,000?
With a budget of £20,000, you will be able to purchase a used quality car within this range. This includes both petrol and diesel models as well as a range of high-quality electric models. Popular models within this price range include the Audi TT, BMW 1 Series, Mercedes C-Class, Kia Niro, Jaguar XE and Mazda MX-5.
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Can you buy an electric car for under £20,000?
In the second-hand market, you will find a hugely diverse and appealing set of used EVs for under £20,000. Notable EV models within this price range include the Citroen e-C4, Fiat 500 Electric, Hyundai Ioniq, Nissan Leaf, Renault Zoe, and the Vauxhall Mokka X.
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What checks should I do before buying a car?
Before buying any used car you should thoroughly inspect the vehicle using a used car buying checklist. Inspecting components such as tyres, engines, brakes and exhausts, will help you to understand the current condition of the car and if it requires any inspections or work by a professional garage. It is also a good idea to test-drive the vehicle before purchasing it so you can be confident it works as expected. This also allows you to ask any questions and raise any concerns you may have.